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by Finnoconsult
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Group
by Finnoconsult
Contact
Group
by Finnoconsult
Private Banking
Insurances
About us
Contact

Who are the winners, who are the losers of the year?

More details & information about the Innoscore 2025 can be found in the free report.
To our Innoscore services

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Chris Berger, Co-owner
To the report
Rank
Bank
Country
Innoscore
1
Erste Bank
Austria
6.72
2
PKO Bank Polski
Poland
6.59
3
Hamburger Sparkasse
Germany
6.53
4
BCR
Romania
6.52
5
TD Canada Trust
Canada
6.47
6
Bank Austria
Austria
6.45
7
Bank Millennium
Poland
6.36
8
Deutsche Bank
Germany
6.30
9
Truist
United States of America
6.25
10
Slovenska Sporitelna
Slovakia
6.23
11
Raiffeisen Bank Niederösterreich-Wien
Austria
6.20
12
Berliner Sparkasse
Germany
6.17
13
Bank Pekao
Poland
6.16
14
Sparda Bank Baden-Württemberg
Germany
6.15
15
Sparkasse Köln Bonn
Germany
6.13
16
Nassauische Sparkasse
Germany
6.13
17
BW Bank
Germany
6.12
18
Commerzbank
Germany
6.09
19
Alior Bank
Poland
6.08
20
Barclays
United Kingdom
6.07
21
Post Finance
Switzerland
6.06
22
Raiffeisen Bank Oberösterreich
Austria
6.05
23
CSOB
Czech Republic
6.05
24
Basellandschaftliche Kantonalbank
Switzerland
6.03
25
Capital One
United States of America
6.03
26
Bank of America
United States of America
6.01
27
Targo Bank
Germany
6.00
28
UBS
Switzerland
5.99
29
Sparkasse Hannover
Germany
5.98
30
Santander
Poland
5.98
31
Volksbank Mittelhessen
Germany
5.97
32
Deutsche Postbank
Germany
5.94
33
Frankfurter Sparkasse
Germany
5.94
34
Berliner Volksbank
Germany
5.94
35
Hypo Vereinsbank
Germany
5.94
36
Sparkasse EMH
Germany
5.93
37
OTP Bank
Hungary
5.92
38
Frankfurter Volksbank
Germany
5.90
39
Santander Totta
Portugal
5.90
40
DKB
Germany
5.89
41
Wells Fargo
United States of America
5.88
42
US Bank
United States of America
5.88
43
Royal Bank of Canada
Canada
5.84
44
BNP Paribas
Poland
5.82
45
Santander Consumer Bank
Germany
5.82
46
La Caixa
Spain
5.81
47
Stadtsparkasse München
Germany
5.81
48
Sparkasse Leipzig
Germany
5.80
49
Kreissparkasse Köln
Germany
5.80
50
Bank 99
Austria
5.80
51
ING Bank
Poland
5.79
52
Migros Bank
Switzerland
5.78
53
SGKB
Switzerland
5.78
54
Oberbank
Austria
5.76
55
Kreissparkasse Heilbronn
Germany
5.75
56
UniCredit Bank
Hungary
5.75
57
TD Bank
United States of America
5.75
58
ING DiBa
Germany
5.75
59
Banca Transilvania
Romania
5.74
60
Mittelbrandenburgische Sparkasse
Germany
5.74
61
Sparkasse Chemnitz
Germany
5.70
62
Halifax
United Kingdom
5.68
63
OLB Bank
Germany
5.67
64
Citizens Bank
United States of America
5.67
65
PNC Financial Services
United States of America
5.65
66
BAWAG PSK
Austria
5.65
67
Thurgauer Kantonalbank
Switzerland
5.64
68
mBank
Poland
5.64
69
Ceska Sporitelna
Czech Republic
5.63
70
N26
Germany
5.63
71
Erste Bank
Hungary
5.62
72
M&T Bank
United States of America
5.61
73
Starling Bank
United Kingdom
5.61
74
Raiffeisen Bank
Czech Republic
5.57
75
Banque Cantonale Vaudoise
Switzerland
5.55
76
Ostsächsische Sparkasse Dresden
Germany
5.53
77
ING Bank
Netherlands
5.52
78
Taunus Sparkasse
Germany
5.52
79
Sparda Bank Berlin
Germany
5.52
80
easybank
Austria
5.52
81
Velo Bank
Poland
5.52
82
Bank Cler
Switzerland
5.52
83
Lloyds Bank
United Kingdom
5.51
84
VUB
Slovakia
5.50
85
Danske Bank
United Kingdom
5.50
86
Ally Bank
United States of America
5.50
87
SNS Bank
Netherlands
5.49
88
Sparkasse Pforzheim Calw
Germany
5.49
89
Walliser Kantonalbank
Switzerland
5.48
90
Sparkasse Zwickau
Germany
5.47
91
CIBC
Canada
5.47
92
Noris Bank
Germany
5.46
93
Nordea
Sweden
5.46
94
Neon
Switzerland
5.45
95
Scotiabank
Canada
5.43
96
Valiant
Switzerland
5.42
97
Zuger Kantonalbank
Switzerland
5.42
98
Komercni Banka
Czech Republic
5.42
99
Luzerner Kantonalbank
Switzerland
5.42
100
MBH Bank
Hungary
5.42
101
CEC Bank
Romania
5.41
102
Tatra Banka
Slovakia
5.40
103
Austrian Anadi Bank
Austria
5.40
104
Raiffeisen Bank Vorarlberg
Austria
5.39
105
Monzo
United Kingdom
5.39
106
Societe Generale
France
5.38
107
Fifth Third Bank
United States of America
5.38
108
HSBC
United Kingdom
5.37
109
Chase Bank
United States of America
5.37
110
Volkswagen Financial Services
Germany
5.37
111
Citibank
United States of America
5.36
112
OTP Bank
Romania
5.36
113
VR Bank Heilbronn Schwäbisch Hall
Germany
5.34
114
Sparkasse Mittelsachsen
Germany
5.34
115
Aargauische Kantonalbank
Switzerland
5.33
116
Alliant Credit Union
United States of America
5.33
117
Raiffeisen Schweiz
Switzerland
5.32
118
Berner Kantonalbank
Switzerland
5.32
119
Yuh
Switzerland
5.31
120
Zürcher Kantonalbank
Switzerland
5.31
121
UniCredit Bank
Czech Republic
5.30
122
Nationwide
United Kingdom
5.30
123
Basler Kantonalbank
Switzerland
5.30
124
BKS
Austria
5.28
125
Garanti Bankasi
Turkey
5.28
126
K&H Bank
Hungary
5.28
127
Millennium BCP
Portugal
5.28
128
DADAT
Austria
5.27
129
DNB
Norway
5.27
130
Belfius
Belgium
5.26
131
National Bank of Greece
Greece
5.26
132
BBVA
Spain
5.25
133
Eurobank Ergasias
Greece
5.25
134
Raiffeisen Bank Salzburg
Austria
5.24
135
Consors Bank
Germany
5.23
136
Spare banken 1 SMN
Norway
5.22
137
KBC
Belgium
5.22
138
Intesa Sanpaolo
Italy
5.20
139
Bank of Montreal
Canada
5.19
140
Alpha Bank
Romania
5.18
141
Metro Bank
United Kingdom
5.17
142
Yapi Kredi Bankasi
Turkey
5.17
143
Ibercaja Banco
Spain
5.17
144
Hypo Tirol
Austria
5.16
145
C24
Germany
5.16
146
CSOB
Slovakia
5.16
147
Hypothekarbank Lenzburg
Switzerland
5.16
148
HSBC
United States of America
5.15
149
Banco Santander
Spain
5.14
150
BNP Paribas
France
5.14
151
BNL
Italy
5.12
152
Alpha Bank
Greece
5.12
153
Bunq
Netherlands
5.11
154
Caisse d'Epagne
France
5.10
155
Regions Bank
United States of America
5.09
156
SEB
Sweden
5.09
157
Santander
United Kingdom
5.09
158
UniCredit Bank
Italy
5.08
159
Credit Lyonnais
France
5.08
160
BTV
Austria
5.07
161
easyCredit
Germany
5.06
162
ING Bank
Romania
5.04
163
ABN AMRO
Netherlands
5.03
164
Credit Mutuel
France
5.03
165
Co-operative bank
United Kingdom
5.03
166
Royal Bank of Scotland
United Kingdom
5.02
167
Nordea Bank Danmark
Denmark
5.01
168
Axos Bank
United States of America
5.01
169
Volksbank Wien
Austria
5.00
170
Credit Agricole
France
5.00
171
Hello Bank
France
4.99
172
La Banque Postale
France
4.98
173
Hypo NOE
Austria
4.96
174
Raiffeisen Bank
Hungary
4.96
175
Bank of Scotland
United Kingdom
4.96
176
Banque Populaire
France
4.94
177
Coast Capital Savings
Canada
4.94
178
UKB
Switzerland
4.92
179
Revolut
United Kingdom
4.92
180
Unicaja Banco
Spain
4.92
181
TSB
United Kingdom
4.89
182
Credem
Italy
4.88
183
apoBank
Germany
4.86
184
Virginmoney
United Kingdom
4.85
185
Radicant
Switzerland
4.85
186
Tesco Bank
United Kingdom
4.84
187
Banco Sabadell
Spain
4.83
188
Turkiye Is Bankasi
Turkey
4.82
189
Bank of Ireland
Ireland
4.81
190
Rabobank
Netherlands
4.80
191
Banco Portugues de Investimento
Portugal
4.80
192
N26
France
4.78
193
Marcus
United States of America
4.78
194
Caixa Geral de Depositos
Portugal
4.75
195
LF Bank
Sweden
4.74
196
Danske Bank
Denmark
4.72
197
Raiffeisen Bank
Romania
4.71
198
comdirect
Germany
4.70
199
UniCredit Bank
Serbia
4.69
200
CIB Bank
Hungary
4.67
201
UniCredit Bank
Romania
4.67
202
Raiffeisen Bank AD Beograd
Serbia
4.64
203
Ziraat Bankasi
Turkey
4.64
204
Hypo OOE
Austria
4.63
205
Wüstenrot
Austria
4.62
206
Handelsbanken
Sweden
4.61
207
ING Bank
Belgium
4.60
208
AXA Bank
France
4.58
209
Wise
Germany
4.57
210
BPER Banca
Italy
4.56
211
Erste Bank AD Novi Sad
Serbia
4.55
212
VakifBank
Turkey
4.54
213
OTP Banka
Serbia
4.53
214
Banca Popolare di Milano
Italy
4.52
215
Piraeus Bank
Greece
4.48
216
BRD
Romania
4.47
217
Libra Bank
Romania
4.47
218
Commercial Bank
Serbia
4.46
219
Akbank
Turkey
4.41
220
SBAB
Sweden
4.38
221
Lunar
Denmark
4.38
222
Volksbank Südtirol Bozen
Italy
4.37
223
Swedbank
Sweden
4.35
224
Banka Intesa
Serbia
4.31
225
Hello Bank
Belgium
4.17
226
Monese
United Kingdom
4.09
227
VKB Bank
Austria
4.05
228
Sydbank
Denmark
4.02
229
Coop Finance
Switzerland
4.02
230
Regio Bank
Netherlands
3.90
231
Garanti BBVA
Romania
3.90
232
Attica Bank
Greece
3.88
233
DHB Bank
Netherlands
3.84
234
Hype
Italy
3.82
235
Nykredit
Denmark
3.78
236
Jyske Bank
Denmark
3.74
237
Deutsche Bank
Italy
3.71
238
Cembra
Switzerland
3.67
239
Allied Irish Banks
Ireland
3.60
240
Monte dei Paschi di Siena
Italy
3.57
241
Hello Bank
Italy
3.51
242
Buddy Bank
Italy
3.48
243
Marchfelder Bank
Austria
3.15
244
DolomitenBank Osttirol
Austria
2.93
245
Reisebank
Germany
2.45
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